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New Downpayment Rules Kick In

Late last year our finance minister decided to make some changes for the mortgage industry. The new downpayment rule states that if a person wishes to put the minimum amount into a property. Then they must pay 5% for the…

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Climbing Rates?

In this era of “Economic Uncertainty” it just doesn’t make sense for any kind of huge interest rate hikes. I would consider this a bit of a blip on the radar. No massive need to be concerned in my opinion.…

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VIP Mortgage Dos and Don’ts

Buying a house isn’t always an easy process – Here are some tips and tricks from an insider! DO… 1. Seek professional help Although it’s possible to do your own research about areas and property types that you may like,…

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More Interest Rate Drops?

The Bank of Canada lowers rates again last week. Last week the Bank of Canada lowered its overnight lending rate to 0.5%. This is the second rate decrease in a row. The fear is that this sends a message to…

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